Construction Projects Birginham, AL

Financing for New Construction Projects in Birmingham, AL

From condos to multifamily residences, luxury apartments, and more, Construction and development opportunities are around every corner in Birmingham, AL. Lighthouse Capital provides construction financing for projects of all types in Birmingham, AL. Our solutions ensure that our clients have ample financing to keep projects on track and prevent unnecessary delays.

New Residential Construction Financing in Birmingham, AL 

Lighthouse Capital provides financing for the construction of new residential properties in Birmingham, AL. Our residential financing includes:

  • Loan amounts from $150,000 to $3 million
  • Up to 95 percent financing of construction costs with streamlined draw process
  • Funding up to 75 percent of land value
  • Terms up to 12 months with an optional 3 month extension
  • Single loans and lines of credit available
  • New construction loans for single family, multifamily up to 20 units
  • Minimum FICO 620
  • Multiple draws available at borrower’s discretion

Construction Financing in Birmingham, AL

As traditional lenders raise requirements on collateral and credit while lowering loan amounts, commercial real estate investors in Birmingham, AL need accessible financing. At Lighthouse Capital, our construction financing solutions are structured around the overall profitability of the project, as well as the value of the property and assets involved. Construction financing from Lighthouse Capital features:

  • Loan amounts from $2 million to $50 million
  • Terms up to 5 years
  • Fixed interest rates
  • Amortizations up to 25 years
  • No upfront fees
  • Funds available within 45 days
  • Collateral considered: Land, real estate and equipment
  • International projects considered on a case-by-case basis

Construction Financing Requirements 

For borrowers to qualify for construction financing solutions from Lighthouse Capital, commercial real estate investors in Birmingham, AL must meet the following requirements:

  • Demonstrate liquid capital of at least 10% of the project
  • Provide a detailed business plan
  • Provide hard asset collateral, such as raw land, real estate, or equipment

Construction Financing for a Variety of Property Types

Construction financing from Lighthouse Capital can be used for a wide range of property types in Birmingham, including but not limited to: 

  • Residential development projects
  • Multifamily
  • Churches
  • Hospitality
  • Golf courses
  • Resorts
  • Oil and gas
  • Renewable energy
  • Raw land
  • Office space
  • Retail

Commercial Development Financing in Birmingham, AL 

Lighthouse Capital offers financing solutions for commercial development projects of every size in Birmingham, AL. We work with clients in the Birmingham area who are undertaking projects ranging from multifamily apartments to townhouses, office space, manufacturing, renewable energy, and more. Commercial development financing solutions from Lighthouse Capital feature:

  • Loan amounts from $3 million to $50 million
  • Terms up to 5 years
  • Low fixed interest rates (as low as 1% for churches)
  • Amortizations up to 25 years
  • Funds available within 45 days
  • Non-recourse financing options
  • Collateral considered: Land, real estate, and equipment
  • Nationwide availability
  • International projects considered on a case-by-case basis

Commercial real estate investors and property developers must provide a thorough businesses plan and demonstrate a minimum 10% liquid capital stake to qualify for our commercial development financing program.

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If you are lining up new construction or development projects in the Birmingham area and need efficient and accessible financing, contact the team at Lighthouse Capital.

About Our Company

Lighthouse Capital is a leading provider of alternative funding solutions for businesses of all types and sizes. Lighthouse Capital offers business and commercial real estate financing products.

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3535 Peachtree Road
Suite 520-741
Atlanta, GA 30326

Phone: 404-997-3477