Equipment Financing

Get the Equipment You Need With the Right Financing

Do you rely on equipment to stay competitive in your industry? Then you need working capital to obtain the latest tools and machinery. However, you don’t want to take funding from daily operations. What are your other options? Fortunately, Lighthouse Capital has you covered with our equipment financing and leasing programs. With the help of our professionals, you can find the perfect solution to question of working capital.

What Is the Difference Between Loans and Leasing?

When you purchase equipment with a loan, you’re the legal owner. Once you finish paying back the funds, you’ll own everything free and clear. With equipment leasing, on the other hand, we own the equipment and lease it to you. When the lease is up, you can upgrade to a newer model.

What Are the Benefits?

First and foremost, equipment financing allows you to access models that may otherwise be out of your price range. Instead of having to pay a lump sum, you make monthly payments while being able to use the valuable machinery. In essence, the equipment pays for itself. If you decide to lease, you get to update your technology every few years. Businesses in IT and other past-paced industries may prefer leasing over a loan for this reason.

Who Can Apply?

Lighthouse Capital is happy to work with businesses in a variety of industries, including these:

• Construction
• Information technology
• Medical practices

Additionally, we offer programs for government entities:

• Fire houses
• Federal agencies
• Public schools
• State agencies
• Police departments
• Libraries
• Armed forces

How Can You Use the Funds?

Funds can be used on a variety of equipment:

• Medical equipment
• Printing machinery
• Construction equipment
• Dry cleaning and laundry equipment